There are a variety of different insurance types that you can have in place to keep you and your family protected and I’m here to help select the ones best for you.
We all take so much for granted; the fact that we take out insurance policies on cars, homes and holidays is a given. Nobody knows what the future holds and life can be unpredictable. Imagine how you and your family would cope financially if you were to die prematurely or be diagnosed with a critical illness and be unable to work. Who would provide the income? How would you pay those crucial bills?
Life insurance protection is a financial safety net that provides a lump sum payment to your beneficiaries in the event of your death, ensuring they are financially secure. This coverage can help pay off debts, cover living expenses, and fund future needs such as education or retirement.
Surviving a serious illness can have a big financial impact on you, your family and your finances. You may still have a mortgage and bills to pay, but may not be getting paid for your time off work. Critical illness is there to provide the funds, usually as a lump sum, for this very situation.
What would you do if an accident or illness meant your salary was cut? Income protection provides security for you and your family should the unfortunate happen. You’ll be provided with a regular income to match your level of salary before the event for a set period of time.
Long Term Care Insurance
Provides cover towards the cost of long term care due to old age or infirmity.
Personal Accident and Sickness Protection
Provides a lump sum or income benefits if the insured suffers an accident or falls ill.
Private Medical Insurance
Provides cover towards the costs of private medical treatment.
Mortgage Payment Protection
Provides regular income to cover mortgage repayments if the insured is unable to work due to illness, accident, redundancy or unemployment.
Accident, Sickness and Unemployment Insurance
Provides a lump sum or income benefits if the insured suffers an accident or is unable to work due to sickness, redundancy or unemployment.
Business Protection Insurance
Business Protection Insurance is a type of coverage designed to safeguard a company against financial losses due to the death, critical illness, or incapacity of key personnel.
Truly Independent Ltd, Atlantic House, Parkhouse, Carlisle CA3 0LJ
